Visa Value credit card rates as low as 11.00% APR

Save money with this simple, no-frills Visa card with no annual fee, member rates as low as 11.00% APR and convenient use in Apple or Samsung's digital wallet. Check our Visa Value credit card rates.


Apply now | Visa Value credit card


Coast view Visa Value credit card

Coast view Visa Value credit card

Marys Peak Visa Value credit card

Marys Peak Visa Value credit card

Blue Visa Value credit card

Blue traditions Visa Value credit card


Money-saving features include:

  • No annual fee

  • No balance transfer fee — Transfer your high-interest credit card balances to a Visa Value card.

  • No cash advance fee

  • No penalty interest rate

  • Same interest rate for cash advances as for purchases

  • Free auto rental collision damage waiver

  • Zero Liability

Other Benefits

  • Dovly Uplift - Tools to raise your credit score

  • Cardholder Inquiry Service

  • Emergency Card Replacement & Disbursement

  • Visa Offers & Perks

Convenient and flexible

  • Contactless payments

  • Credit limits from $500–$50,000

  • Cash advance withdrawals available from nationwide ATM network

Mobile payment

  • Load your card into Apple or Samsung wallets and make easy, secure payments from your devices.

Report lost or stolen cards

Contact us for help with your lost or stolen cards: call 541-714-4000.


Apply now | Visa Value credit card


Visa® Value credit card rates
Effective Date: Friday, April 18th, 2025
Credit cardAPR (Low)*APR (High)Perks
Visa Value 11.00% 21.00% Save on purchases and balance transfers. Get our lowest rates.
*APR is annual percentage rate. APR (Low) and APR (High) reflect the range of rates available. When you open a credit account, the applicable APR will be based on your creditworthiness. After that, your APR will vary with the market, based on the prime rate. Membership in this credit union is required to open a credit account.

Additional Visa credit card rates

APR for cash advances and balance transfers
Visa Value 11.00% 21.00%  

Visa® Value Card fees based on Member Merits**
Effective Date: Friday, April 18th, 2025
Product feesEssentialEnhanced Premier
Visa Value $0.00 $0.00 $0.00

**All members qualify for the essential category. Learn more about Member Merits and how to qualify for other categories.

There is no application fee and no cash advance fee for any of our Visa cards. Late payment fee for all cards is $25 for all Member Merits categories. Please contact Oregon State Credit Union for any changes in card terms disclosed.

View disclosures: Visa credit card agreement and disclosureVisa Rewards Standard Protection Package - card guide benefitsVisa Value Standard Protection Package - card guide benefits.


Apply now | Visa Value credit card


 

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