Invest and manage your wealth with Oregon State Credit Union Investment Services
Your smart financial plans start with us listening to you—truly understanding your goals and concerns and helping you move into your financial future.
Plan, save, invest — we're with you
Your CFS* financial advisor will be with you on your path to retirement and better wealth management.
Retirement and savings
Find retirement saving and planning options to suit your future lifestyle and needs.
Financial planning
Financial planning is the key to using your money effectively now and in the future.
Investing
Investment planning and advisory services cover a range of needs and goals.
Contact us
Connect with us today by using our contact request form, meeting with a CFS* financial advisor or choosing a seminar.
Contact form — let's go!
Contact us today to build a better investing plan for your future.
Meet an advisor
We can help create plans and adjust as needed.
Seminars
Register and learn at our webinars and seminars throughout the year.
Investment resource center
Gain knowledge and plan for a stronger financial future by using these resources, just right whether you're getting started or have years of experience.
A Taxing Story: Capital Gains and Losses
Understanding the rules of short-term and long-term gains including how capital losses can offset gains, can help you make smarter investment decisions.
9 Facts About Retirement
Retirement looks different for everyone, whether it’s traveling, starting a business, or giving back to the community. Explore nine surprising insights about retirement that can help you better prepare for the years ahead.
Where Will Your Retirement Money Come From?
Many people expect to rely on specific income sources in retirement, but actual experiences often differ. Explore the six main sources of retirement income to better help you plan for a more secure future.
Brokerage and advisory services
Looking for one-on-one guidance for your financial planning?
We take a consultative approach to analyze your current portfolio and investment plan.
Our CFS* financial advisors are here to talk with you by phone or in person.
Call 800-732-0173 ext. 4296 or:
Make an appointment with an advisor
CFS* financial advisors can help you with:
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Investment planning and advisory services
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Socially responsible investing
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Personal financial planning
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401k consultation
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Retirement and retirement income planning
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Life and long-term care insurance
Learn more about our advisors
Click here to see our team of CFS* Financial Advisors
Contact Investment Services
To make an appointment with one of our CUSO Financial Services, L.P. (“CFS”) Financial Advisors, please submit your full name and email address. Please include your phone number and who referred you to Investment Services along with any additional comments you may have. We serve members within the 28 Oregon and Washington counties we serve.
By clicking submit, you will authorize an advisor to contact you using the telephone or e-mail address listed below, even though this phone number may appear on the national or your state Do Not Call Registry.
CUSO Financial Services, L.P.
CUSO Financial Services, L.P. (Member FINRA/SIPC), is a subsidiary of Atria Wealth Solutions. Established in 1997, CFS specializes in placing investment programs inside credit unions, provides customized investment and insurance solutions to more than 200 financial institutions throughout the country, and has $30+ billion in AUA. Headquartered in San Diego, with branch offices nationwide, the broker-dealer is an SEC Registered Investment Adviser, with expertise in key areas including retirement services, wealth management, advisory solutions and insurance products for individuals and business customers. For more information, see www.cusonet.com.
CFS’s objective is to improve the lives of credit union members through innovative wealth management solutions; provide industry-leading tools and valuable user experiences for advisors and clients; and develop and enhance technology systems to help credit unions grow their programs. CFS supports the integration and success of the investment program for Oregon State Credit Union.
Contact CUSO Financial Services, L.P. at 1-877-287-6638
First-time investors: answer, click, invest
First-time investors get an easy, step-by-step jump start into an investment journey with Digital Advice.
- Digital Advice is an online tool that works with you to analyze your choices and goal information and guide you forward into investing based on your unique financial situation. That means you experience an easier, faster start and can begin investing with confidence.
IMPORTANT NOTICE:
You are now leaving the oregonstatecu.com website and will be entering the website for Institutional Intelligent Portfolios®, an automated investment management service made available to you exclusively through Oregon State Credit Union. Oregon State Credit Union is independent of and not owned by, affiliated with, or sponsored or supervised by Schwab. Schwab has no responsibility for the content on oregonstatecu.com. This link to the Institutional Intelligent Portfolios website should not be considered to be either a recommendation by SPT, Schwab, or any of their affiliates, or a solicitation of any offer to purchase or sell any security.
Start here | Institutional Intelligent Portfolios
This and other investment resources are provided by CUSO Financial Services, L.P. (Member FINRA/SIPC) at Oregon State Credit Union.
These materials have been independently produced by Oregon State Credit Union Investment Services available through CFS* is independent of, and has no affiliation with, Schwab Performance Technologies® (“SPT”), Charles Schwab & Co., Inc. (“CS&Co”), or any of their affiliates (together, “Schwab”). Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials, nor has Schwab independently verified any of the information in them. Institutional Intelligent Portfolios® is an automated investment management service for independent advisors and available exclusively through independent investment advisory firms like Oregon State Credit Union Investment Services, not Schwab, is responsible for advising you on its program, including recommending and selecting a portfolio appropriate for you and managing your portfolio on a discretionary basis. Your portfolio will be held in a brokerage account at CS&Co. “Institutional Intelligent Portfolios” is a trademark of Charles Schwab & Co., Inc.
Investments Learning Center
Providing solid financial education to Oregon State Credit Union members is one of the core values that makes us different. Visit our Investments Learning Center to explore a variety of helpful financial learning tools.
Videos: engaging, short animations
Watch these videos: Should You Pay Off Debt or Save for Retirement?; Should You Sell When the Market Drops?; 3 Potential Benefits of Dollar-Cost Averaging; The Basics of Social Security Retirement Benefits; plus more.
Flipbooks: magazine-style publications
See these flipbooks: Financial Management Insight: Strategies to Help Build Your Future; Understanding Social Security and Medicare: America’s Retirement Safety Net; Investing Basics: Embark on Your Wealth-Building Journey.
Newsletters: provide helpful articles
Read these articles and many others: Your Estate: Have You Looked at These Legal Documents Lately?; The Jobs Recovery: More Work to Be Done; Accumulating Funds for Short-Term Goals; plus many more.
Life and long-term care insurance1
Does your financial plan include life insurance?
Does your financial plan include a way to protect your loved ones from financial hardship if you should pass away? Life insurance is a way to help protect your family’s financial future. It could potentially replace your income and help your family meet day-to-day expenses, pay off a mortgage, fund a child’s college expenses or even pay funeral expenses. Don’t wait until it’s too late.
- Call 1-800-732-0173 ext 4296 or make an appointment to get insurance.
Do you have a plan to pay for long-term care?
Long-term care is an expense that will affect many of us. Long-term-care insurance (LTC insurance) can help pay for care at home, in an assisted living facility or in a nursing home. Many people without LTC insurance may deplete their savings and investments – and sometimes those of their family – to pay for needed care. LTC insurance could help you protect your assets and retirement funds and protect your family from the financial hardship of paying for your long-term care.
Let our CFS* Financial Advisors help you decide if LTC insurance is right for you.
- Call 1-800-732-0173 ext 4296 or make an appointment for long-term care.
1 Insurance products and services are offered through CFS Insurance and Technology Services, LLC.
Transition to new brokerage firm LPL Financial
We're excited to announce to our Investment Services clients that LPL Financial (member FINRA/SIPC) is becoming our new broker/dealer starting May 16, 2025.
Greater range of personalized services
LPL is the nation's largest independent broker/dealer, so this gives us access to a greater range of products, services and resources to serve our members' personalized needs.
Click here to learn about all the benefits in our FAQs
Same local team
This change will not affect members' investment services relationship with Oregon State Credit Union. Members will continue to work with the same local team and their fundamental investment strategy, and allocations will remain the same (in some cases, LPL may have advanced investment options that an advisor can discuss with members).
Important information to know during this transition
- To access member information online with LPL Financial, sign up for a new online account here on or after May 16:
Sign up for an LPL Financial account
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There will be no change to member assets but the ability to view asset information within the online account won't happen until after the transition on May 16, 2025.
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Some account information may be delayed after May 16th but your account information will populate when it's available.
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The first time you access the new site you will need to enter your email address, phone number, zip code and the last 4 digits of your social security number and accept the LPL Financial Terms of Use.
New team name: Wealth Management
In conjunction with our migration to LPL Financial, Oregon State Credit Union's investment services team will be renamed OSCU Wealth Management.
This name better reflects the holistic nature of our services. We work with members using a planning-based approach to help with not only investment management, but also retirement income, life insurance, estate planning and more.
Although 'wealth' is in our new name, you don't need to be wealthy to benefit from our services. We have the experience to help our members plan for their financial future at any age and in all life stages.
Contact us today
If you need further assistance or have additional questions, please don't hesitate to contact us at 541-714-4296.
Frequently Asked Questions
What are the benefits of transitioning to LPL Financial?
As the nation’s largest independent broker-dealer, LPL offers innovative resources that enable our financial advisors to:
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Offer an impressive range of products, services, and resources to serve our members’ personalized goals and needs.
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Get access to independent research, so we can provide you with financial guidance that incorporates robust market insights.
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Utilize advanced technology platforms and back-office support that provide more time for advisors to meet with members.
Will I need to take any action to access my accounts?
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Yes, you will need to create a new online account with LPL Financial on or after May 16th. You can sign up for a new account here:
Sign up for an LPL Financial account
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You will need to provide your email address, phone number, zip code, and the last 4 digits of your social security number.
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You will be prompted to accept the LPL Financial Terms of Use.
How soon will I see all account information on LPL’s account view portal?
While the majority of members will see all account information in the new system shortly after May 16, there are a few account types for a small percentage of members that may take additional time to be reflected in the system. If you notice this delay, rest assured that your accounts are still in place, you’ll still receive statements for them, and you can contact your advisor at any time to make changes or ask questions about them.
Is my money safe with LPL?
Yes, LPL is a Financial Industry Regulatory Authority (FINRA) member firm and a member of the Securities Investor Protection Corporation (SIPC), providing account protection up to $500,000 per member, with $250,000 for cash claims.
Will my investments remain the same after the transfer to LPL? And will there be an opportunity to review new options?
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Your fundamental investment strategy and allocations will remain the same.
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Your advisor will review your investment strategy and discuss any advanced investment options available through LPL that may benefit you.
Will there be any changes to the fees associated with my accounts?
The fees associated with your accounts will remain the same for the most part. If there are any changes, your advisor will inform you and discuss them with you.
How will my account statements be affected?
You will be able to view your statements within your new LPL Financial account or you can opt to receive them by mail.
What should I expect during this transition period?
During this transition period, you will continue to receive the same level of service from your advisor. And updates or changes will be communicated to you promptly.
Can I still reach out to my advisor for financial advice and support?
Absolutely! Your advisor will continue to be your primary contact for financial advice and support. The change to LPL will not affect your ability to reach out to them.
What should I do if I have questions or concerns about the transfer?
Feel free to contact your advisor directly. They are available to help you understand the process and answer any questions you may have. You can also reach out to the Wealth Management team at 541-714-4296.
Meet the CFS* Financial Advisors at Oregon State Credit Union
Our CUSO Financial Services, L.P. (“CFS”)* Financial Advisors can help you create a strategy, review performance and adjust as needed.
Schedule an appointment
To schedule a complimentary appointment, click on "make an appointment." Then fill out and submit the secure contact form. Next, we will contact you to schedule an appointment with one of the qualified advisors at your convenience. The appointment will be held at your preferred Oregon State Credit Union branch.
Check the background of these investment professionals on FINRA's BrokerCheck.
John Kerekanich
John is dedicated to helping members understand investment strategies to reach their financial goals. He offers financial workshops covering various topics including investment basics, saving for college and planning for retirement.
Call John if you need a financial partner to help you with your investment strategy, estate planning and asset transfer, life and long-term care insurance and more.
John is securities licensed in Arizona, California, Colorado, Idaho, Kansas, Nevada, New Mexico, North Carolina, Oregon and Washington.
John Kerekanich, AAMS®
Financial Advisor, CUSO Financial Services, L.P.
541-714-4234 ext. 4234
jkerekanich@oregonstatecu.com
Chris Knackstedt
Chris offers financial education to members to help them meet their goals and can assist with portfolio and retirement planning.
He is a CFS* Financial Advisor, with a prior background in insurance. Chris says he wanted to be a Financial Advisor to create impact for members and improve their lives through financial planning. Chris received his BS in Economics at Oregon State University.
When not working, Chris enjoys sports, cooking and playing chess.
He holds the series 7, 66, insurance, and LTC licenses.
Chris Knackstedt, AAMS®
Financial Advisor, CUSO Financial Services, L.P.
541-714-4161 ext. 4161
Tristan Peterman
Tristan has over 15 years of experience in the insurance and financial services industry. Prior to this role, he was a Private Client Advisor and Vice President of Investment Services with J.P. Morgan Chase. Tristan joined CUSO Financial and Oregon State Credit Union in March, 2024.
As a CERTIFIED FINANCIAL PLANNER™ professional (CFP®), Tristan dedicates himself to understanding and appreciating each client's unique financial situation. His approach blends in critical elements of financial education, planning, and behavioral finance; helping his clients to achieve their best financial future.
Tristan works with clients at all stages of life and has a strong belief in the value of a thoughtfully crafted financial plan. He has a deep understanding of individual and employer sponsored retirement plans, including PERS, and how they can best be integrated into a tax-efficient retirement distribution solution.
When he's not serving his clients, he likes to stay active and enjoys spending time with his friends and family. He has a passion for wood turning, training at the gym, and exploring the Pacific Northwest in his Jeep Gladiator.
Tristan Peterman, MBA, CFP,® ChFC®
541-714-4368 ext. 4368
Helpful links
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
Retirement planning, income and investing
Our CFS Financial Advisors will work with you to review your current retirement savings, create a strategy and review progress as you approach and move through retirement.
Call 800-732-0173 ext. 4296 or:
Make an appointment with an advisor
PERS retirement planning
Those of you in the PERS system know that it has undergone changes and may be changing in the future. We keep up with those changes and can help you understand how your PERS fits into your retirement.
IRAs and rollover strategies*
Through CFS, Oregon State Credit Union provides a variety of non-deposit IRAs and retirement accounts. We’ll help you decide if you could benefit from rolling over an old employer retirement account or consolidating IRAs. Our CFS Financial Advisors can help you balance your current financial needs with long term savings goals.
* Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA, an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.
Self-directed online trading
If you’re an experienced investor who is comfortable making your own investment decisions, try eVISION®.
You can use eVISION® to:
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Buy and sell stocks, options and mutual funds for as low as $14.951 per trade.
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View quotes, charts and analysis.
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Access high-powered tools for managing your portfolio and screening mutual funds.
Learn more or use your account today
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Set-up your account by calling CUSO Financial Services, L.P. at 1-877-287-6638.
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Access eVISION® here: Go to your eVision account
1. eVISION® is a registered trademark of CUSO Financial Services, L.P. Extreme market volatility and trade volume may affect system access and execution. Complete pricing schedule is available online.
Complimentary financial seminars
Learn to plan for the future with complimentary seminars held periodically throughout the year.
Ideal for members and non-members, these seminars are open to everyone who wants to control their financial future.
Space at seminars is limited
Register early by clicking on the title of a seminar. If there are no seminars listed, please check back for future seminar dates!
Watch for upcoming seminars
Topics may include:
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Basics of investing
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Retirement income planning
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Retirement planning basics
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Estate planning basics
View My Portfolio
Check your balances, review your CFS* account activity and access statements and tax forms from View My Portfolio.
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If you’re NOT signed up for Online Account Access: You’ll need a View My Portfolio ID and password to view your brokerage account online. Contact Investment Services to get your View My Portfolio. Call 800-732-0173 ext. 4296. Note: Your View My Portfolio ID is separate from your member ID or your portfolio account ID.
Start planning your retirement today
We can help. Call 800-732-0173 ext. 4296 or make an appointment today.