Open a Value Checking account

Earn more with Value Checking account at Oregon State Credit Union.

Get your $200 checking bonus*!

Just open the account of your choice and we’ll give you $200 plus all the benefits of a better checking experience. Learn more about this $200 checking bonus offer.*

Checking account FAQs

• Did Free Checking change to Value Checking?

  • Yes. Debit card usage, automatic transfers, bill pay and check writing are all the same as before. Now, with Value Checking, avoid a $3 paper statement fee and save $36 per year when you sign up for estatements.

• How do I open a Value Checking account?

  • Open an account at the nearest Oregon State Credit Union branch. Find a branch here.

• How much money is required to open a Value Checking account?

  • If you’re already a member of Oregon State Credit Union: You’ll need a one-time minimum deposit of $25 to open a Value Checking account. After your account is open, there is no minimum balance requirement and no monthly account service fee.

  • If you are not yet a member of Oregon State Credit Union you’ll need two things:

    • a one-time minimum deposit of $25 to open your Value Checking account

    • a Basic Savings account with a minimum deposit of $5. All members must open a Basic Savings account and maintain a $5 minimum balance. See the table below for details or learn more about how to join Oregon State Credit Union here.

• Are there fees to use ATMs?

  • At ATMs owned by Oregon State Credit Union, transactions are free and unlimited. Plus, our members can access their accounts at more than 30,000 ATMs nationwide through the CO-OP network.

  • At CO-OP network ATMs not owned by Oregon State Credit Union, members get six transactions per month free of charge. For seven or more transactions per month, members may be charged a $1.50 fee per transaction depending on their Member Merits category.

    • Learn more about the Oregon State Credit Union Member Merits program here.

    • See all checking account and ATM fees here.

• Is there an age requirement to open a Value Checking account?

  • To open a Value Checking account you must be 18 or older and have valid, government-issued identification.

  • Our Teen Checking is for members 17 years old and younger and is a great option with the same benefits of a Value Checking account, including no monthly service fees. To open a Teen Checking account, teen members are required to have a parent or legal guardian as a joint owner of the account until the member reaches age 18. Learn more about Teen Checking here.

  • Platinum Checking is for members age 55 and older with all the features of Value Checking plus extra benefits. Learn more about Platinum Checking here.